Skip to the content
Kincaid Insurance Agency Provides Auto, Home, Personal, and Business Insurance to Lenoir and All of North Carolina
Auto, Home and Personal Insurance Quotes
Low Rates, Local Agents, and Complete Peace of Mind
Get a quote
Business Insurance Quotes
Specialized Coverage You Need to do Business with Confidence
Get a quote
Life Insurance Quotes
We Want to Help Protect You During All Stages of Life
Get a quote

Welcome to Kincaid Insurance Agency

Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance for Lenoir, Boone and All of North Carolina

Lenoir, North Carolina InsuranceDonald R. Kincaid founded Kincaid Insurance Agency in 1964. The agency is now celebrating its 50th anniversary. The Kincaid Insurance Agency purchased Boone Insurance Agency in 1990, and we incorporated both agencies under the name KIA Associates, Inc. in 1997.

An Independent Advantage

We are Independent Agents in Lenoir, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Kincaid Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

Recent Blog Posts

Replacement Cost vs. Market Value: What's the Difference?

Posted: May 1, 2024

If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: expensive.According to Home Bay, a real estate education platform, U.S. home prices increased an astounding 42% in the three years between March 2020 and March 2023.That data also showed that the national median home price rose to $468,000 as of 2022,...

What Does Homeowners Insurance Cover?

Posted: April 29, 2024

We all hope to never need that policy, but do you know exactly what a homeowners policy covers? The answers may surprise you and even save you some money in areas you never realized!Homeowners policies offer a wide range of coverages, from your home itself and structures on your property to liability coverage, even to loss of income coverages. As always, coverage will vary from policy...