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About Us

Lenoir, North Carolina Insurance

Lenoir, North Carolina Office Staff

Donald R. Kincaid founded Kincaid Insurance Agency in 1964. The agency is now celebrating it’s 50th anniversary. The Kincaid Insurance Agency purchased Boone Insurance Agency in 1990, and we incorporated both agencies under the name KIA Associates, Inc. in 1997.

We have a staff of agents at both locations who are dedicated to providing superior customer service to all our policy holders.

Lenoir, North Carolina Insurance

Boone, North Carolina Office Staff

At our Lenoir office, Donald Kincaid is the president and life agent, Donnie Kincaid is a commercial agent, Joel Kincaid and Bea Phelps are the personal lines agents, Sherri Wright is a personal line and life agent, and Mandy Story is a commercial agent, church specialist, and bond specialist.

In our Boone office, Steve Coffey is a commercial and personal lines agent as well as customer service representative, Christy Dellinger is a personal lines and life agent, and Lisa Kincaid Coffey is a personal lines agent.

Both agencies are family owned with combined years of experience in the insurance industry.

An Independent Advantage

We are Independent Agents in Lenoir, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Kincaid Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.