Welcome to Kincaid Insurance Agency
Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance for Lenoir, Boone and All of North Carolina
Donald R. Kincaid founded Kincaid Insurance Agency in 1964. The agency is now celebrating its 50th anniversary. The Kincaid Insurance Agency purchased Boone Insurance Agency in 1990, and we incorporated both agencies under the name KIA Associates, Inc. in 1997.
An Independent Advantage
We are Independent Agents in Lenoir, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Kincaid Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
Recent Blog Posts
What is Guaranteed Replacement Cost?
Posted: June 12, 2024
Few things in life are worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to how it was before trouble struck. If you get Guaranteed Replacement Cost (GRC) coverage, that is unlikely to happen. Why? GRC will pay for the full cost of rebuilding...
What Is Product Liability Insurance For Small Businesses?
Posted: June 11, 2024
It’s a fact of life: accidents happen. Of course, risks will always be associated with creating, manufacturing, assembling, distributing, or selling products, but managing those risks is a key part of your business success. Product liability insurance can protect your business from potential legal and financial consequences arising from product-related claims. Product Liability Insurance In a Nutshell Product liability insurance is a specialized form of...