Donald R. Kincaid founded Kincaid Insurance Agency in 1964. The agency is now celebrating its 50th anniversary. The Kincaid Insurance Agency purchased Boone Insurance Agency in 1990, and we incorporated both agencies under the name KIA Associates, Inc. in 1997.
An Independent Advantage
We are Independent Agents in Lenoir, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Kincaid Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
Recent Blog Posts
How ERIE Handles Claims Away from Home
Posted: August 23, 2026
Insurance claims usually aren’t a top priority for travelers heading on a road trip. A specialized team of ERIE claims professionals make certain they remain out of mind. ERIE’s Zone Outside of ERIE Territory (OET) team works to ensure that customers traveling outside ERIE’s territory receive the same seamless, responsive claims service they would if the loss occurred at home. From deer damage to vandalism...
The Hidden Risk of 'We've Always Done it that Way'
Posted: August 10, 2026
Every business has that one process no one questions. Maybe it’s the filing cabinet that’s been the “system” for 20 years. The machine that’s held together by duct tape and luck. The employee who knows exactly how everything works but has never written any of it down. After all, it’s worked this long, why change it? The reality is that some of the biggest operational...