Donald R. Kincaid founded Kincaid Insurance Agency in 1964. The agency is now celebrating its 50th anniversary. The Kincaid Insurance Agency purchased Boone Insurance Agency in 1990, and we incorporated both agencies under the name KIA Associates, Inc. in 1997.
An Independent Advantage
We are Independent Agents in Lenoir, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Kincaid Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
Recent Blog Posts
When Water Damage Hit Her New Dental Office, ERIE Helped Her Get Back to Business
Posted: June 9, 2026
Dr. Yooson Kim has spent the last 20 years doing steady, careful work—helping people feel comfortable in the dentist’s chair and building a practice her patients trust. Like many business owners, she also knows that trust matters just as much behind the scenes: with vendors, employees and especially the insurance carrier she chose to help protect what she’s built. That’s why, after years with a...
Do You Need an Insurance Agent? 15 Signs It Might Be Time
Posted: June 4, 2026
Having a knowledgeable and responsive agent in your corner is critical to helping make sure your insurance keeps up with your unique life situations. They understand everyone has different insurance needs, which adds value to the human touch they offer. While buying insurance directly online can seem like a convenient way to obtain coverage, life’s realities can make the task more complex. Agents also understand...